:root{--font-display: "Big Shoulders Display", "Oswald", sans-serif;--font-body: "Overpass", "Segoe UI", sans-serif;--navy: #0d1f3c;--navy-mid: #152d52;--navy-light: #1e3f6f;--blue: #1265a8;--blue-hover: #0f52893;--teal: #0d8ab0;--teal-light: #e3f6fb;--amber: #d97706;--amber-light: #fef3c7;--offwhite: #f4f7fb;--white: #ffffff;--border: #d1dde8;--text: #0f1c2e;--text-mid: #2e4a60;--text-muted: #64748b;--southwind: #1a7fc4;--commodore: #0d9488;--bulldog: #d97706;--multi: #5b21b6}*,*:before,*:after{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;min-height:100vh;font-family:var(--font-body);font-size:16px;color:var(--text);background:var(--offwhite)}h1,h2,h3,h4,p{margin-top:0}a{color:inherit}:focus-visible{outline:2px solid var(--teal);outline-offset:3px;border-radius:4px}.skip-to-content{position:absolute;top:-100%;left:16px;z-index:100;padding:10px 18px;background:var(--navy);color:#fff;font-weight:600;border-radius:0 0 8px 8px;text-decoration:none;transition:top .15s ease}.skip-to-content:focus{top:0}.app-root{display:flex;flex-direction:column;min-height:100vh}.top-bar{position:sticky;top:0;z-index:10;display:grid;grid-template-columns:auto 1fr auto;align-items:center;padding:10px 28px;background:#0d1f3cf7;-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);border-bottom:1px solid rgba(255,255,255,.06);box-shadow:0 2px 20px #00000040}.top-nav-links{display:flex;justify-content:center;align-items:center;gap:4px}.top-nav-link{text-decoration:none;border:1px solid transparent;border-radius:8px;padding:7px 16px;color:#ffffffbf;font-family:var(--font-body);font-weight:500;font-size:.9rem;letter-spacing:.02em;transition:all .18s ease}.top-nav-link:hover{color:#fff;background:#ffffff1a;border-color:#ffffff1f}.top-nav-link.active{color:#fff;background:#1a7fc440;border-color:#1a7fc480}.home-logo-link{border-radius:10px;display:block;transition:opacity .2s ease}.home-logo-link:hover{opacity:.88}.home-logo{width:52px;height:52px;object-fit:contain;background:#fff;border-radius:10px;display:block;padding:2px}.get-appointed-button{text-decoration:none;background:var(--amber);color:#fff;border-radius:8px;padding:9px 20px;font-family:var(--font-display);font-weight:700;font-size:1rem;letter-spacing:.04em;transition:background .18s ease,transform .18s ease}.get-appointed-button:hover{background:#b45309;transform:translateY(-1px)}.page-shell{flex:1;max-width:1100px;margin:0 auto;padding:36px 28px 56px;width:100%}.title-block{margin-bottom:28px;text-align:center;animation:fadeUp .48s ease-out both}.eyebrow{margin:0 0 6px;text-transform:uppercase;font-size:.72rem;font-weight:600;letter-spacing:.2em;color:var(--teal)}.home-title{margin:0 0 8px;font-family:var(--font-display);font-size:clamp(2.6rem,6vw,4rem);font-weight:900;letter-spacing:.06em;color:var(--navy);line-height:1}.tagline{margin:0;color:var(--text-mid);font-size:1.05rem;font-weight:300;animation:fadeUp .6s ease-out 80ms both}@keyframes fadeUp{0%{opacity:0;transform:translateY(10px)}to{opacity:1;transform:translateY(0)}}.panel{background:var(--white);border-radius:16px;padding:24px;box-shadow:0 4px 24px #0d1f3c14,0 1px 4px #0d1f3c0d;border:1px solid var(--border)}.content-grid{display:grid;grid-template-columns:1.2fr 1fr;gap:18px;margin-bottom:18px}.hero-panel h2{font-family:var(--font-display);font-weight:800;font-size:1.6rem;color:var(--navy);letter-spacing:.03em;margin-bottom:12px}.hero-panel p{line-height:1.7;color:var(--text-mid)}.cta,.secondary{border:0;border-radius:8px;padding:11px 20px;font-family:var(--font-display);font-weight:700;font-size:1rem;letter-spacing:.04em;cursor:pointer;transition:all .18s 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0}.carriers-section-heading{font-family:var(--font-display);font-weight:800;font-size:1.5rem;letter-spacing:.04em;color:var(--navy);margin-bottom:6px}.carriers-section-sub{color:var(--text-muted);font-size:.92rem;margin-bottom:18px}.carriers-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.carrier-card{border-radius:14px;padding:22px;background:var(--white);border:1px solid var(--border);box-shadow:0 4px 20px #0d1f3c0f;position:relative;overflow:hidden;transition:transform .2s ease,box-shadow .2s ease}.carrier-card:before{content:"";position:absolute;top:0;left:0;right:0;height:4px}.carrier-card:hover{transform:translateY(-3px);box-shadow:0 10px 32px 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